Article 1: Website Publisher

Soleyam
Rue du Conseil-Général 6, 1205 Geneva, Switzerland
Email: info@soleyam.com

Article 2: Website Host
OVH SAS
2 rue Kellermann, 59100 Roubaix, France

Article 3: Disclaimer
The information provided on this website is for informational purposes only and does not constitute financial advice, an offer to sell, or a solicitation to buy any investment product. Study Capital strives to ensure that the information on this site is accurate and up-to-date; however, no guarantees are made regarding the completeness, accuracy, or reliability of this information. Visitors are encouraged to consult their own financial advisors before making any investment decisions.

Article 4: Intellectual Property
All content on this website, including but not limited to text, images, graphics, and logos, is the property of Study Capital unless otherwise specified. Unauthorized reproduction, distribution, or modification of this content is strictly prohibited.

Article 5: Personal Data Protection
Study Capital respects your privacy and is committed to protecting your personal data. Any personal information collected on this website will be handled in compliance with Swiss data protection regulations.

Article 6: Data Collection and Use
Personal data may be collected when you contact us via email or through forms on the website. This data will only be used to respond to inquiries, process requests, or provide services as requested by the user. Study Capital will not sell or share your data with third parties, except as required by law.

Article 7: Cookies
This website may use cookies to enhance user experience and gather usage statistics. By continuing to use the website, you consent to the use of cookies. You can modify your browser settings to decline cookies if you prefer.

Article 8: User Rights
In accordance with Swiss data protection law, users have the right to access, rectify, or delete their personal data. To exercise these rights, please contact us using the information provided below.

Article 9: Contact Information
For questions, requests, or complaints related to personal data, users are encouraged to reach out to the publisher via the following contact information:
Email: info@soleyam.com
Mailing Address: Rue du Conseil-Général 6, 1205 Geneva, Switzerland

Article 10: Acceptance of Terms
By using this website, users agree to comply with and be bound by this Legal Notice and Privacy Policy. Study Capital reserves the right to modify these terms at any time. Users are encouraged to review this document periodically to stay informed of any changes.

Article 11: Limitation of Liability
Study Capital shall not be liable for any damages arising directly or indirectly from the use of this website, including any loss of data or profits, nor for any inaccuracies or omissions in the information provided. The use of this website is at the user’s own risk, and Study Capital is not liable for any decisions made based on the information available on this site.

Article 12: External Links
This website may contain links to third-party websites. Soleyam has no control over these external sites and is not responsible for their content, privacy policies, or practices. The inclusion of any external link does not imply endorsement by Study Capital.

Article 13: Governing Law and Jurisdiction
This Legal Notice and Privacy Policy are governed by Swiss law. Any disputes arising from the use of this website or related to these terms shall be subject to the exclusive jurisdiction of the courts in Geneva, Switzerland.

Article 14: Data Retention
Personal data collected on this website will be retained only for as long as necessary to fulfill the purposes for which it was collected or as required by applicable law. After this period, your data will be securely deleted.

Article 15: Security Measures
Study Capital takes appropriate technical and organizational measures to protect personal data from unauthorized access, disclosure, alteration, or destruction. However, no internet transmission is completely secure, and users should be aware of potential risks when transmitting data online.

Article 16: Modifications to Legal Notice and Privacy Policy
Study Capital reserves the right to modify this Legal Notice and Privacy Policy at any time. Changes will be effective immediately upon posting to this page. Users are encouraged to review this document regularly to stay informed of any updates.

Article 17: Complaints and Dispute Resolution
If you have any complaints regarding the use of your personal data or other issues related to this website, you may contact Study Capital directly. If a satisfactory resolution cannot be reached, you have the right to contact the relevant data protection authority in Switzerland.